Hire Purchase
Personal Finance
Contract Hire
Lease Purchase
Finance Lease
The traditional route for vehicle financing, giving the customer ownership of the vehicle at the end of the agreement. The payment profile is typically a small deposit followed by equal monthly installments to repay the capital cost of the vehicles plus finance charges.
Personal Finance
A Personal Contract Purchase type agreement for the business user. The final payment of which can be used to take advantage of the anticipated sale value of the vehicle at the end of the agreement, subject to condition and mileage.
The final installment should leave sufficient value to use as a deposit for the replacement vehicle as it is deferred until the vehicles is sold which may leave excess.
Contract Hire
This form of finance is simply a vehicle rental agreement where the user pays a rental for the use of the vehicle. Optional support services such as servicing and maintenance can be incorporated as required to make one fully managed, fixed monthly payment. This will ensure your fleet is completely worry free.
Options
With Road tax only
Use of vehicle, emergency assistance & road tax
Service and maintenance
As above plus maintenance
Service, maintenance and tyres
As above plus replacement tyres
Service, maintenance, tyres and replacement vehicle
As above plus replacement vehicle.
Lease Purchase
For both business owners and private individuals, Lease Purchase allows for a proportion of the vehicle cost to be deferred until the end of the agreement, this lowering the monthly rental payments. Optional maintenance arrangements are available.
Finance Lease
For companies who are VAT registered, Finance Leasing allows for a proportion of the vehicle cost to be deferred until the end of the agreement, thus lowering the monthly rental payments. The vehicle is registered in the lessee's name who is responsible for the final payment.